The standard free version of Emm a lets you connect up to two bank accounts so you can track your subscriptions, set up monthly budgets, track your payday and make payments within the app.Įmma Plus, Pro and Ultimate offer extra features. Key features: In a bid to cut your spending and make the most of the money you have, Emma is another app that links to bank accounts and other financial products, analysing the information to make suggestions on wasteful subscriptions you could cut. Watch our short video below to find out which budgeting apps could help you save money:Ĭost: Free for standard Emma £4.99 per month for Emma Plus £9.99 a month for Emma Pro £14.99 per month for Emma Ultimate. Find out more: how to plan an effective budget.However, when we asked those who were interested in using finance apps, more than half of the respondents said they'd like to have an overview of all of their accounts, and around four in 10 said they'd like help with budgeting. While more than three million people already use open banking, just one in 10 Which? members use a finance app that's not provided by their bank, according to a survey we carried out in February 2021. From getting an overview of all your accounts in one place, to developing algorithms to squirrel away extra savings without impacting your normal spending habits. Thanks to open banking, third parties that access your data can use it in a wide range of ways to help you manage your money more effectively. Your data will be processed in accordance with our Privacy policy How do budgeting apps work? This newsletter delivers free money-related content, along with other information about Which? Group products and services.
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